Promissory note template
Put a loan between two people in writing with clear repayment terms.
Opens a fillable version in your browser. Free, no account, nothing uploaded.
Fields in this form
- Date
- Lender name and address
- Borrower name and address
- Loan amount
- Interest rate
- Repayment schedule
- Final due date
- Late payment terms
- Borrower signature
- Lender signature
About the promissory note
A promissory note is a written promise from a borrower to repay money to a lender. It records the amount, the repayment terms, and any interest the parties agree to.
This fillable template gives you a clear layout to complete on screen and download as a PDF that both sides can sign and keep.
When you need it
- You lend money to a friend or family member.
- A private loan needs terms both sides can point to.
- You want a record of who owes what and when it is due.
Frequently asked questions
Is a promissory note legally binding?
A signed note is generally a record that a borrower agreed to repay a loan on set terms. For large or complex loans, get advice. This template is a convenience, not legal advice.
What is the difference between a promissory note and a loan agreement?
A promissory note is usually simpler and focuses on the borrower promise to repay. A loan agreement tends to be longer and covers more conditions.
Do I have to charge interest?
No. You can set the interest rate to zero, but write down whatever you and the other party agree to.