CRA Form TD1, Personal Tax Credits Return

About CRA Form TD1, Personal Tax Credits Return

The TD1, Personal Tax Credits Return, is a CRA form you give to a new employer or payer. It lists the tax credits you can claim, which sets how much income tax is taken off your pay. There is a federal TD1 and a matching provincial or territorial TD1 for where you work.

You usually complete it when you start a job, when your personal situation changes, or when you want more tax held back. Your employer keeps the form on file and uses it to work out your deductions. This page is a general helper, not tax advice, so always download and file the current official form from the CRA.

Who needs to complete it

• New employees starting a job with a Canadian employer.
• People who receive a pension or other income that has tax withheld.
• Anyone whose credits change, such as a new spouse, child, or care situation.
• Workers who want extra tax deducted so they do not owe at filing time.

How to fill out CRA Form TD1, Personal Tax Credits Return

1. 1Enter your name, date of birth, address, and social insurance number at the top.
2. 2Fill in the basic personal amount, which most residents can claim in full.
3. 3Add the amounts for any other credits that apply, such as the age amount, pension income, tuition, or a spouse or eligible dependant.
4. 4Claim caregiver or disability amounts only if you meet the CRA conditions for them.
5. 5Add your entries and write the total claim amount on the last line.
6. 6Complete the back if you have more than one employer, expect low total income, or are a non resident, and follow the extra questions there.
7. 7Ask for extra tax to be deducted if you want more held back each pay period.
8. 8Sign and date the form, then give it to your employer or payer rather than sending it to the CRA.
9. 9Complete the separate provincial or territorial TD1 for the province where you work.